What is the Motor Vehicle Self Insurance Program  ?

Established by the 74th Texas Legislature in 1995, the Texas Volunteer Fire Department Motor Vehicle Self Insurance Program provides low cost vehicle liability insurance to qualified volunteer fire departments. Vehicle coverage is offered at coverage levels of $100,000 per person for bodily injury up to a maximum of $300,000 per occurrence, and $100,000 for property damage up to a maximum of $100,000 per occurrence.

Through the program, Texas A&M Forest Service provides low-cost vehicle liability insurance at a greatly reduced cost. Since inception, this program has saved fire departments an estimated $3 million in premiums.

Any non-profit volunteer fire department operated by its members is eligible and all motor vehicles in the fire department’s fleet are eligible, except ambulances. Vehicles must have a current Texas registration, license plate, and vehicle inspection sticker.

The premium charge is $150 per vehicle per year. All premiums go to support the program. Safe driving and favorable claims experience help to keep premiums low year after year.

The insured VFD must agree to implement and comply with a risk management and loss prevention program. Vehicle maintenance records and driver records must be maintained. Authorized drivers must be at least 18 years of age and possess a valid driver’s license. The Texas A&M Forest Service reserves the right to refuse coverage for drivers with poor safety records. The Texas A&M Forest Service will inspect VFD vehicles and records.

To apply, contact the VFD Risk Pool at the Texas A&M Forest Service Rural Fire Defense Section, P.O. Box 310, Lufkin, Texas 75902-0310 or call (936) 639-8130.

Motor Vehicle Insurance Application